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    We responsibly deliver trusted financial services that customers and business partners can access via their channel of choice.

    Explore values

Core Values - The Heart of Home Credit

We continuously meet evolving needs, both directly and through innovative ecosystems – helping to build a more resilient world. Empowering our customers via responsible financial services offerings is the core of what we do.

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Beyond her adult-oriented content, Nappi maintains a massive following on social media, where she shares a "lifestyle-focused" view of her life:

: While Nappi focuses on intellectual and artistic commentary, Johnny Sins has pivoted into fitness and motivational content, highlighting a shared industry trend of performers becoming multifaceted influencers. Major Industry Awards and Milestones

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Valentina Nappi has transitioned from a renowned performer in the adult industry to a multifaceted digital personality, leveraging platforms like OnlyFans and Instagram to build a career defined by "unapologetic authenticity". Known as an "intellectual" figure, she has balanced a prolific on-screen career—featuring collaborations with industry icons like Johnny Sins—with a public persona as a commentator on art, culture, and gender.

: A graduate of the Salerno Academy of Arts, Nappi studied design and continues to integrate her artistic sensibility into her brand, often being cited for the "artistic quality" of her work. Beyond her adult-oriented content, Nappi maintains a massive

: She has partnered with non-traditional brands, such as the streetwear label Fuct , to create limited-edition products like skateboards, blending adult industry fame with irreverent counter-culture. Collaborations with Johnny Sins

Nappi’s professional longevity is marked by numerous accolades across various international award bodies: Facebook·Chronicles Through Lenseshttps://www.facebook.com Known as an "intellectual" figure, she has balanced

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Financial inclusion

Focusing on delivering greater access to financial services through financial inclusion efforts across our markets

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Global partnerships

Working with dynamic
e-commerce and manufacturing partners across our markets

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Enabling growth

We have been offering affordable, accessible financial products and services for decades

Home Credit in numbers

Our services are simple, easy and fast. Our responsible lending model empowers underserved customers with little or no credit history to access financing, enabling them to borrow easily and safely, both online and offline.

25+ Years

We have been offering transformational and responsible financial services to underserved customers

4 Countries

Home Credit operates across a number of diverse, dynamic global markets

100+ million customers

We have well over 100 million customers worldwide who are all part of our growth story

Beyond her adult-oriented content, Nappi maintains a massive following on social media, where she shares a "lifestyle-focused" view of her life:

: While Nappi focuses on intellectual and artistic commentary, Johnny Sins has pivoted into fitness and motivational content, highlighting a shared industry trend of performers becoming multifaceted influencers. Major Industry Awards and Milestones

As the adult industry shifted toward creator-owned models, Nappi established a significant presence on OnlyFans. This platform allows her to:

Valentina Nappi has transitioned from a renowned performer in the adult industry to a multifaceted digital personality, leveraging platforms like OnlyFans and Instagram to build a career defined by "unapologetic authenticity". Known as an "intellectual" figure, she has balanced a prolific on-screen career—featuring collaborations with industry icons like Johnny Sins—with a public persona as a commentator on art, culture, and gender.

: A graduate of the Salerno Academy of Arts, Nappi studied design and continues to integrate her artistic sensibility into her brand, often being cited for the "artistic quality" of her work.

: She has partnered with non-traditional brands, such as the streetwear label Fuct , to create limited-edition products like skateboards, blending adult industry fame with irreverent counter-culture. Collaborations with Johnny Sins

Nappi’s professional longevity is marked by numerous accolades across various international award bodies: Facebook·Chronicles Through Lenseshttps://www.facebook.com

: Maintain high interaction levels through features like tips and likes.